As a business owner you have 101 things to do and looking after your numbers is just one of them. Minerva Accountants can act as your wingman and take care of all of this for you for a fixed monthly fee.

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We are fully digital Xero accountants taking the hassle out of your business. Based in the heart of cider country near Bristol we have been working remotely for years and have all the technology that you need to run your twenty-first century business.

We have been handling numbers for over 30 years and combine this experience with our practical business expertise. Our clients enjoy monthly business webinars hosted by one of the Top 50 Women in Finance.

Let us take care of your numbers so that you can focus on your business. Let’s do better business for a better life.

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Sit back and relax or make time to work ON your business while we take care of the numbers.
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Della’s work has always been of the highest standard and when she moved south it was an easy decision to retain her services. I would recommend Della without hesitation. – Mike F

Services and pricing

No frillsBusiness focusVirtual Finance Director
Keeping you legalEverything we reasonably expect you to need so you can focus on your businessProactively helping you to grow your business like your own FD
Annual accounts YYY
Corporation tax return YYY
Bookkeeping (monthly) YY
Xero or QBO healthcheck (monthly) YYY
Tax protection serviceYYY
VAT returns XeroYY
Basic Xero trainingYY
Payroll YY
Confirmation statementYY
Directors’ tax returns (2 income sources) YY
Management accounts (monthly or quarterly)Y
Cashflow forecasts (monthly or quarterly) Y
Quarterly planning session (Zoom) Y
Annual wealth planning sessionY
Monthly Minerva Money Matters webinarsYYY
Telephone support (reasonable use)YYY
Discount on coaching and courses10%10%
Monthly fee (excl VAT) from£88£212£1,000

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We also provide additional accountancy and business coaching services for those clients who require them:

  • Incorporation and tax registrations £275
  • Xero set up and initial training £110 for clients (£500 for non-clients)
  • Strategic planning day £900 group day, £2000 individual
  • Ad hoc tax advice for non-clients £350 per hour (reduced rate or included for clients)
  • IR35 contract review
  • R&D tax credits
  • Mortgage reference
  • Dormant accounts
  • Winding up company
  • ‘Growing by Numbers: how to scale up your small business with confidence’ book
  • ‘Growing by Numbers Online’ course and group coaching
  • Individual business coaching
  • Quarterly ‘Flyby Review and 90 day planning session’ to make your next quarter better than the last
  • ’30 day Start Up’ course
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One of the books co-authored by our founder, Della Hudson FCA, and used by accountants around the UK
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“You’re more expensive than [another local accountant] but much easier to work with” – George C


If you’re new to business, or even if you have a little more experience, there is still so much to think about to achieve the business that you first dreamt of. How can you grow your business? How much should you charge? How can you make more profit? How can you have a better work – life balance?

Hosted by our founder, Della Hudson FCA, one of the ‘Top 50 Women in Finance’ Minerva’s Money Matters webinars are free to all our clients. Small business owners can join us watching one of the ’20 Female Entrepreneurs to Watch in 2020′ and ask any questions on the topic of the evening.

Next Money Matters webinar:

Wednesday 17 January 2024 at 12pm (midday)

Cashflow: where has all my money gone? 

our accounts show a profit and you have plenty of work but there never seems to be enough money to pay your bills, let alone yourself. 

Understand where the money has gone and how to generate more cash in your business. 
Join us for a FREE 30-minute session where we’ll help you to feel more in control of your business so that you can meet both your personal and business objectives. 

Next webinar takes place at 12.00pm (midday) on Wednesday 17 January 2024

We won’t just be be educating you but we will also be contributing a day’s education to a Kenyan girl for each person who attends the webinar. We’d love you to make an additional donation too.

Other Money Matters webinar topics:

  • Pricing: how to charge what you’re worth
  • Social media: how to punch above your weight
  • Cash is king: how to improve your cashflow
  • Balanced 10: how to have your ideal work-life balance
  • Xero: how to get the most out of your software
  • Goalsetting: do you know where you’re going to?
  • Pricing: how to calculate your hourly rate
  • Finance for Business owners: how to understand your accounts
  • Directors’ responsibilities: it’s more than a job title
  • Sales: with guest experts
  • Marketing: with guest experts

Also available:

  • Business coaching

“Della’s book opened my eyes to areas of my business I could improve, after 5 years of running it. Enrolling on the accompanying course and learning direct from Della every month has helped me get better clarity on the options available to improve the running of my business. Plus the accountability to action these improvements have proved invaluable to pushing my business forward. Can’t recommend highly enough” – Sam N


Tax tip

Payments on account can add a large chunk onto the amount of tax that you have to pay. If your income is likely to be lower next year than this year then it may be worth reducing your payments on account and we sometimes do this for clients who are winding up their sole trader …

Tax Tip

Till systems have changed since I had a little cash register as a child. These days they usually run on a tablet. They may include an integral card payment system or have a small palm sized device attached. The local Clover salesman did a good job in the area and we help clients to keep …


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“Della is an expert when it comes to cloud accounting and improving workflows.” – Christoph T